Lifetime No Rate Increase Guarantee

Your Formulated Dental Plan comes with a lifetime no membership rate increase guarantee.  We are proud to be one of the only Health Savings Programs in the Country to provide this guarantee.

45 Day Satisfaction Guarantee

We are so confident that you will be satisfied with our program, we give a 45 day risk-free, money-back guarantee.  You may return your I.D. cards for a refund of your member fees.  There are no refunds after 45 days.  After the first year of membership, cancellation may be made with a 30 day advance written notice and return of membership cards.