Formulated Dental Plan

Questions & Answers

Q - How does it work?
Simply locate a network provider and present your membership card at the time of service to receive instant discounts. That's it! The Formulated Dental Plan is not insurance, so you don't have to worry about paperwork. Discounts are received immediately at time services are rendered.

Q - What if I have insurance?
Even if you have health insurance, the Formulated Dental Plan can save you money on products and services not usually offered by insurance, such as orthodontics and cosmetic surgery.

Q - Is this insurance?
Formulated Dental Plan is not an insurance company. It is a Provider Access Organization that offers membership in a discount dental program. Members can save 20% to 60% on dental expenses. Since the dental plan is not insurance or a health care organization, all existing conditions qualify except orthodontic treatment in progress. There is no paperwork or forms. Formulated Dental Plan is not responsible for payment of your dental bills. You pay the provider at the time of service.

Q - How much does the vision and chiropractic programs cost?
The vision and chiropractic programs are now FREE with the dental savings membership.

Q - How do I pay my Membership fee?
The minimum term for Formulated Dental Plan Membership is one (1) year. Membership fees are drafted monthly. We accept credit cards or electronic checking account drafts only.

Q - Why is there an activation fee?
This goes to the cost of creating and sending out your membership information, personalizing your membership cards and registering you and your family in all of the different areas of the enormous medical networks so that you may access the savings. It insures that we can keep the monthly cost down as low as possible while guaranteeing NO RATE INCREASE FOR LIFETIME.

Q - Who are the Dental, Vision and Chiropractic Care Providers?
Formulated Dental Plan has contracted with Careington, EyeMed vision care and Healthways to expand the number of participating providers across the nation. All providers are carefully selected and credentials are carefully verified. We are continually adding to our base of providers.

Q - What if I want to change dentists?
We understand that the dentist/patient relationship is highly personal. You may change dentists at any time without having to notify anyone.

Q - Is dental work started before joining the program discounted?
Dental work STARTED before signing up for the dental plan is NOT, even if completed after joining. However, existing dental problems ARE discounted, when work is started after joining.

Q - Are implants and dentures discounted under the dental plan?
Yes. All Specialists included! Oral Surgeons, Prosthodontists and more!

Q - How do I find participating providers?
You can locate participating providers, convenient to you, using our online search (or call us toll-free). Up to 50 names per category will be displayed online. Participating providers have met a highly selective credentialing procedure based on education, background, office facilities and other requirements. In order to receive a discount, you MUST use a participating provider. When you call to make an appointment, verify that the provider is currently participating with CAREington (dental), EyeMed Vision (vision), Healthways (chiropractic and alternative care).

Q - Can I cancel my membership?
We are so sure that you will be satisfied with our program, that we give a 45 day risk-free money back guarantee. No refunds are given after 45 days. After the first year of membership, cancellation may be made with a 30 day advance written notice and return of membership cards to Formulated Dental Plan, 1203 North Kentucky Street Suite B, McKinney, TX 75069

Q - Which family members can use the plan?
Family members in your household include your spouse, dependent children and financially dependent relatives living in your home.