Questions & Answers
Q - How does it work?
Simply locate a network provider and present your membership card at
the time of service to receive instant discounts. That's it! The
Formulated Dental Plan is not insurance, so you don't have to worry
about paperwork. Discounts are received immediately at time services
are rendered.
Q - What if I have insurance?
Even if you have health insurance, the Formulated Dental Plan can save
you money on products and services not usually offered by insurance,
such as orthodontics and cosmetic surgery.
Q - Is this insurance?
Formulated Dental Plan is not an insurance company. It is a Provider
Access Organization that offers membership in a discount dental program.
Members can save 20% to 60% on dental expenses. Since the dental plan
is not insurance or a health care organization, all existing conditions
qualify except orthodontic treatment in progress. There is no paperwork
or forms. Formulated Dental Plan is not responsible for payment of your
dental bills. You pay the provider at the time of service.
Q - How much does the vision and chiropractic programs cost?
The vision and chiropractic programs are now FREE with the dental
savings membership.
Q - How do I pay my Membership fee?
The minimum term for Formulated Dental Plan Membership is one (1) year.
Membership fees are drafted monthly. We accept credit cards or
electronic checking account drafts only.
Q - Why is there an activation fee?
This goes to the cost of creating and sending out your membership
information, personalizing your membership cards and registering you
and your family in all of the different areas of the enormous medical
networks so that you may access the savings. It insures that we can
keep the monthly cost down as low as possible while guaranteeing NO
RATE INCREASE FOR LIFETIME.
Q - Who are the Dental, Vision and Chiropractic Care Providers?
Formulated Dental Plan has contracted with Careington, EyeMed vision
care and Healthways to expand the number of participating providers
across the nation. All providers are carefully selected and credentials
are carefully verified. We are continually adding to our base of providers.
Q - What if I want to change dentists?
We understand that the dentist/patient relationship is highly personal.
You may change dentists at any time without having to notify anyone.
Q - Is dental work started before joining the program discounted?
Dental work STARTED before signing up for the dental plan is NOT, even
if completed after joining. However, existing dental problems ARE
discounted, when work is started after joining.
Q - Are implants and dentures discounted under the dental plan?
Yes. All Specialists included! Oral Surgeons, Prosthodontists and more!
Q - How do I find participating providers?
You can locate participating providers, convenient to you, using our
online search (or call us toll-free). Up to 50 names per category will
be displayed online. Participating providers have met a highly
selective credentialing procedure based on education, background,
office facilities and other requirements. In order to receive a
discount, you MUST use a participating provider. When you call to make
an appointment, verify that the provider is currently participating
with CAREington (dental), EyeMed Vision (vision), Healthways
(chiropractic and alternative care).
Q - Can I cancel my membership?
We are so sure that you will be satisfied with our program, that we
give a 45 day risk-free money back guarantee. No refunds are given
after 45 days. After the first year of membership, cancellation may be
made with a 30 day advance written notice and return of membership
cards to Formulated Dental Plan, 1203 North Kentucky Street Suite B,
McKinney, TX 75069
Q - Which family members can use the plan?
Family members in your household include your spouse, dependent
children and financially dependent relatives living in your home.